council of mortgage lenders approved warranty providers

Type of membership: Associate, UBS Limited Type of membership: Member, Swift 1st Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 Head office: City House, City Road, Chester, CH88 3AN Head office: Peterborough Business Park , Lynch Wood, Peterborough, PE2 6WZ, DX 29181 LYNCHWOOD The team at Gustan Cho Associates is available 7 days a week, evenings, weekends, and holidays. . Head office: 6 High Street, Loughborough, Leicestershire, LE11 2QB, DX 19611 LOUGHBOROUGH Direct lenders (banks and mortgage companies): Financial institutions that originate, process, and fund the loans themselves. We work with members to support the UK as a global leader in financial services. Carrington: Best for borrowers with weaker credit. Head office: Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, DX 11798 BRADFORD Head office: Sir William Atkins House, Ashley Avenue, Epsom, Surrey, KT18 5AS, DX 30718 EPSOM Head office: 2nd Floor, 440 Strand, London, WC2R 0QS, DX 141813 COVENT GARDEN 5 Currently our key priorities are supporting homeowners affecting by fire safety concerns; helping mortgage prisoners caught out by regulatory changes to mortgages; supporting people affected by the coronavirus pandemic; and helping to create a sustainable and green future for housing. Don't see a particular Lender below? If you have any questions regarding mortgage lenders, or do not see your lender on this list, please contact us via email or call us on 01603 218288. Type of membership: Associate, TietoEnator Type of membership: Member, Basinghall Finance PLC Care Orders, Interim Care Orders and Care Proceedings. Type of membership: Member, Southern Pacific Mortgage Limited Head office: Prince Frederick House, 37 Maddox Street, London, W1S 2PP Head office: 1 Park Lane, Leeds, LS3 1EP This broadly the industry standard for warranty schemes. Head office: Unit 2 Guild House, 221 Kincraig Road, Blackpool, FY2 0PJ Q is an Appointed Representative of Steve Wassell Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority - Reg. Type of membership: Member, Northern Rock plc It helps people to get pre-qualified and pre-approved by lenders so they can purchase a residential property. Type of membership: Member, Chelsea Building Society Type of membership: Member, Scottish Widows Bank plc UK Mortgage Lender Approval. Head office: 20 Canada Square, Canary Wharf, London, E14 5LH Head office: 2nd floor, Tower Bridge House, St Katharines Way, London, E1W 1DD Type of membership: Associate, Countrywide plc Kent, Head office: Abbey House, 2 Triton Square, Regents Place, London, NW1 3AN Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG Let's build better! Head office: 156 Milligan Street, London, E14 8AS Type of membership: Member, edeus mortgage creators Limited Melton Mowbray Building Society Executive discretion to accept the cover if appropriate, awaiting formal approval. Between..9:00 to 10:0010:00 to 11:0011:00 to 12:0014:00 to 15:0015:00 to 16:0016:00 to 17:00, Area of LawConveyancingPropertyWills & ProbateDivorceFinancialFamily LawOther, Contracted with the Legal Aid Agency. The Handbook is voluntary for lenders and not all choose to use it. See ourSummary of amendmentsforprevious versions of the part 1. Always lovely to receive a note of #thanks from a valued customer. https://t.co/NTfJlsZC4u, Structural warranty news and events from Protek Warranty https://t.co/0iEROmWSt5, RT @MiddletonSimon: Team Protek successfully finished the Hever Commando Series event which raises money for The Royal Marines charity. At PMJ Risk Solutions we have excellent relationships with many of the UK's top Warranty providers and you can be sure we will find the best product for you, with a quality and secure market. Type of membership: Associate, Capstone Mortgage Services Limited Head office: Bracken House, Charles Street, Manchester, M1 7BD Type of membership: Associate, Addleshaw Goddard Head office: Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP, DX 12745 DUDLEY-1 Type of membership: Member, Norwich & Peterborough Building Society Premier Guarantee work with a panel of leading insurers to bring you the most comprehensive Structural Warranty cover in the market. Head office: Barnwood, Barnett Way, Gloucester, GL4 3RL, DX 55251 GLOUCESTER-2 Lenders can increase their housing portfolio while mitigating risk, improving profitability and liquidity management, and expanding their loan-making ability with a USDA loan guarantee. 805468. Head office: Wellington Mills, 70 Plover Road, Huddersfield, HD3 3HR It is important to check that the warranty provider you are considering using is registered with The Financial Services Compensation Scheme (FSCS) and operates under a Consumer Code that is recognised by the Consumer Trading Standards Institute. Scam Warning: We also represent those who lend commercially to social housing. The Council of Mortgage Lenders issued a letter to the ICFA on the 13th September 2012 confirming the following statement: FEBRUARY 2010 The Valuation Panel of the Council of Mortgage Lenders confirmed that ICF (Insulating Concrete Formwork) construction is acceptable for mortgage purposes as a standard form of construction, subject to provision of valid product certification and monitoring of . Protek Group Limited, Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Type of membership: Member, Cambridge Building Society Type of membership: Associate, Irwin Mitchell Head office: 14-16 Station Road, Harpenden, Hertfordshire, AL5 4SE, DX 80470 HARPENDEN The CML has provided a list of which schemes are accepted by each lender here. Criteria Brain members can access the answers to this criteria and many more. Head office: 10 The Forum, Minerva Business Park, Lynch Wood, Peterborough, PE2 6FT Further confirmation of Lender approval of LABC Warranty for is available under section 6.7 of the CML Lender's Handbook. The outstanding value of all residential mortgage loans was 1,667.1 billion at the end of 2022 Q3, 4.1% higher than a year earlier. Head office: 17 Bartholomew Street, Newbury, Berkshire, RG14 5LY, DX 30822 NEWBURY Head office: 76 Upper Ground, London, SE1 9PZ The outstanding value of all residential mortgage loans was 1,584.1 billion at the end of 2021 Q2, 4.6% higher than a year earlier (Table A). Head office: 1 Baird Road, Kirkton Campus, Livingston, EH54 7AZ Type of membership: Member, Lloyds TSB Mortgages continue we'll assume you are happy to receive them. Best for flexible loan options: PNC Bank . [1] The value of gross mortgage advances in 2021 Q2 was 89.0 billion, over double the amount seen in 2020 Q2, and the highest level since 2007 Q3 (Table A and Chart 1). Type of membership: Member, West Bromwich Building Society Head office: PO Box 81, Pendeford Business Park, Wobaston Road, Wolverhampton, WV9 5HZ, DX 10401 WOLVERHAMPTON Type of membership: Member, Vernon Building Society Head office: Merchant House, 30 Cloth Market, Newcastle Upon Tyne, NE1 1EE Type of membership: Member, Leeds Building Society Accord Mortgages. An Architect must be registered with the Architects Registration Board even if also a member of another institution, eg The Royal Institute of British Architects (ARIBA). UK Finance works with and on behalf of UK mortgage lenders banks, building societies, specialist lenders (including those who are authorised to service mortgages) to provide a single voice for the industry and promote sustainable housing finance in the UK. Head office: 20 Merrion Way, Leeds, LS2 8NZ Registered in England No: 3642459 | Website by Fuelius. Type of membership: Member, Bradford & Bingley plc Protek warranty has wide lender approval from banks and building societies in the UK. Type of membership: Member, Harpenden Building Society Head office: Level 31, Mortgages, 8 Canada Square, London, E14 5HQ Head office: 6th Floor, The Chambers, Chelsea Harbour, London, SW10 0XF Type of membership: Associate, Allied Surveyors plc Type of membership: Member, Cheval Property Finance Plc Head office: 27-31 Charlotte Street, London, W1T 1RP Our structural warranty covers including New Building, Self Builds, Barns, Industrial Conversions & Retrospectively. Head office: 12/14 Ridgeway Street, Douglas, Isle of Man, IM1 1EN Head office: City House, City Road, Chester, CH88 3AN, DX 21645 CHESTER Type of membership: Associate, First Title Insurance plc Type of membership: Member, Affirmative Finance Limited Below, we list which Lenders currently approve The Q Policy. Head office: Radcliffe House, Blenheim Court, Warwick Road, Solihull, West Midlands, B91 2AA The industry welcomes the Financial Conduct Authoritys (FCA) guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living (the Draft Additional Guidance). Best for lower credit scores: Rocket Mortgage. Customers benefit from building control and risk management expertise from a network of more than 3,500 surveyors. Type of membership: Member, Coventry Building Society Head office: 42 St Andrew Square, Edinburgh, EH2 2YE The Q Policy from Q Assure Build Ltd is a structural warranty which puts quality build and customer service first. 5.00 67 Reviews (0 Recent |. Head office: 8 Hill Street, Berkeley Square, London, W1J 5NG Head office: 101 Park Avenue, 48th Floor, NEW YORK, NY 10178 Type of membership: Associate, Rightmove Data Type of membership: Associate, Hometrack Data Systems Ltd Head office: Progressive House, 33-37 Wellington Place, Belfast, BT1 6HH, DX 4230 NR BELFAST 26 Type of membership: Member, Egg Banking plc Head office: One Temple Quay, 1 Temple Back East, Bristol, BS99 7AX, DX 98850 BRISTOL-2 Type of membership: Member, Beverley Building Society Head office: CityPoint, Temple Gate, Bristol, BS1 6PL Head office: 1 Filey Street, Bradford, BD1 5AT Head office: 7 Belton Road, Silsden, Keighley, West Yorkshire, BD20 0EE Type of membership: Associate, Fitch Ratings Ltd Type of membership: Member, Topaz Finance PLC Type of membership: Member, The One Account Ltd Head office: 410 Thames Valley Park Drive, Reading, Berks, RG6 1RH, DX 84150 CAVERSHAM By downloading this document, you understand and agree that any sharing, distribution or republishing of the content, without prior written authorisation from the author or content managers at UK Finance, shall be constituted as a breach of the UK Finance website terms of use. Head office: Corporate Headquarters, Watling Street, Bexleyheath, Kent, DA6 7RR, DX 90000 BEXLEYHEATH-2 The mortgage and housing markets are constantly evolving to meet the needs of customers. Type of membership: Member, GMAC-RFC Ltd Find out more; What We Do. Type of membership: Member, Yorkshire Building Society Head office: Market House, Market Square, Stony Stratford, Milton Keynes, MK11 1BE, DX 56907 STONY STRATFORD Head office: 121 Kings Road, Reading, Berkshire, RG1 3ES PenFed Credit Union: Best credit union for mortgages. Head office: Pacific House, Relay Point, Tamworth, Staffordshire, B77 5PA Head office: Golden House, 30 Great Pulteney Street, London, W1F 9LT Head office: Level 25, 1 Churchill Place, Canary Wharf, London, E14 5HP Type of membership: Associate, Shoosmiths Solicitors Type of membership: Member, UCB Home Loans Corporation Ltd Head office: Keith House, Redheughs Rigg, South Gyle Crescent, Edinburgh, EH12 9DQ Type of membership: Member, Cumberland Building Society Our warranties can be provided in England, Scotland, Wales and Ireland. Head office: 180 Brompton Road, London, SW3 1HQ Type of membership: Member, ING Direct N.V. Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN Head office: St Catherines Court, Herbert Road, Solihull, West Midlands, B91 3QE, DX 14031 SOLIHULL The value of gross mortgage advances in 2022 Q3 was 85.9 billion, which was 8.0 billion greater than the previous quarter, and 17.0% higher than in 2021 Q3. Type of membership: Member, Distinct Mortgages Ltd Head office: 40 Wakefield Road, Leeds, LS98 1FD Type of membership: Member, Stroud & Swindon Building Society Type of membership: Member, Chelsea Mortgage Services All rights reserved. Type of membership: Associate, Irish Permanent International With a 10 year policy, you want a partner you can trust. Head office: 51-55 Duke Street, Barrow-in-Furness, Cumbria, LA14 1RT, DX 63922 BARROW Head office: 57 Market Place, Beverley, East Yorkshire, HU17 8AA Type of membership: Member, Barnsley Building Society Type of membership: Member, Bristol & West plc 1 Choice for CML Approved Building Certificates. Simplicity is our core marketing principle. 231905. Key benefits of a . Head office: 226 Sheen Lane, London, SW14 8LD This year, while we can safely see our families and friends, the holiday period brings other worries driven by increases in the cost of living, energy and what the winter might bring. Type of membership: Member, JPMorgan Chase Bank, N.A. Type of membership: Associate, Calnea Analytics Ltd Head office: 25 Cabot Square, Canary Wharf, London, E14 4QA Where the cost of a warranty scheme is too great for the builder, as can be the case with smaller building firms, a lender may accept a CML Professional Consultants Certificate. Do you know who offers mortgage services n the UK? Tax advisers and accountants are still phoning HMRC for a paper copy of . As the UK's second largest mortgage provider, the building society offers a wide number of products, mainly with fixed rates. We would like to show you a description here but the site won't allow us. Head office: Citigroup Centre, Canada Square, London, E14 5LB It is accepted by the Council of Mortgage Lenders and high-street lenders. Type of membership: Member, Catalyst Securities Limited You can take a look for free and see how Criteria Brain can help you become a better advisor, Premier Guarantee (New Homes, Self-Build and Completed Housing), BLP (Building Life Plans) residential housing warranty insurance (BLP Secure and Secure Plus), BOPAS (Build offsite Property Assurance Scheme), LABC Warranty (New Homes, Self-Build, Completed Housing), Build Zone 10 year warranty (New Home, Self- Build, Completed Housing), Global Home Warranties 10 year Structural Defect Insurance, Q Assure Build (Q Policy for Residential and Bespoke Properties), The Royal Institution of Chartered Surveyors (FRICS, MRICS) Building Surveyors only, The Institute of Structural Engineers (FIStructE, MIStructE), The Chartered Institute of Building (FCIOB, MCIOB), The Association of Building Engineers (FB Eng, MB Eng), The Chartered Institute of Civil Engineers (FICE, MICE), Architect Registered with the Architects Registration Board (ARB). Do you know where to find the best deals? Approved Mortgage Lenders. Head office: Executive Agency, Meadowbank House, 153 London Road, Edinburgh, EH8 7AU Type of membership: Member, Direct Line Financial Services Ltd Type of membership: Associate, Mazars LLP BuildSafe has a wealth of experience in Building Warranty Insurance, Structural Warranties and Construction Insurance in the UK property sector having worked with and on behalf of major developers and global institutions including Royalton Group, Investec and Harcourt. 1.2: Same as Part 1 in the UK Finance Mortgage Lenders' Handbook for Conveyancers - save that references to . Type of membership: Associate, Sprecher Grier Halberstam LLP If you have a query about a lender that is not listed here please contact us. Type of membership: Associate, Genworth Financial Insurance brokers and Intermediaries | Working with Protek, Product Governance Reviews | Fair Value Assessments, Bank Of Scotland See Lloyds Banking Group, Birmingham Midshires See Lloyds Banking Group, Chorley and District Building Society Accept most standard warranties, Cumberland Building Society Will consider on an individual case by case basis please refer to Customer Service Department, Mortgage Underwriting, Dudley Building Society Individual acceptance, Kent Reliance Building Society Individual Acceptance. Type of membership: Member, Kensington Mortgages Type of membership: Member, Monmouthshire Building Society Head office: 1 Providence Place, Skipton, North Yorkshire, BD23 2HL, DX 21761 SKIPTON Finder.com Comparison UK Limited (company number: 10482489) is authorised and regulated by the Financial Conduct Authority (firm reference number: 786446). You can check which warranty providers are approved by lenders on the UK Finance website. Below, we list which Lenders currently approve The Q Policy. The UK Finance Mortgage Lenders' Handbook provides comprehensive instructions for solicitors and licensed conveyancers acting on behalf of . Head office: PO Box 12757, 67 Morrison Street, Edinburgh, EH3 8YJ The Q Policy has been approved by the Homes & Communities Agency for the government's Help to Buy Scheme. Register your interest for our Later Life Lenders programme to help address issues relating to adviser knowledge and their ability to communicate options. Head office: Meridien House, 69 71 Clarendon Road, Watford, Herts, WD17 1DS Criteria Brain is an online research tool for UK based mortgage advisors. Campions Solicitors Fixed Fees for Legal Work. Head office: Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ Type of membership: Member, London Mortgage Company 2) Lower, LLC Brianne Nichole Kesner NMLS# 1373401. A Structural Warranty is an insurance policy designed to protect funders a nd homeowners from latent structural defects that may occur following the practical completion of a build. Unit 2, Enterprise Way, .cls-1{fill:#fff;}.cls-2{fill:#fff;}logoUK Finance Mortgage Lenders' Handbook. At times, the lender and buyer might not accept the insurance. Criteria Brain fixes this problem by providing a platform which lenders can upload their rules to, in a format that allows advisors to extract the precise information they need in great detail and very quickly. Building better together. The Council of Mortgage Lenders (CML) has introduced changes which will affect new homes where contracts are exchanged after 1 April 2003. Lenders. 5.00 66 Reviews (0 Recent |. Type of membership: Associate, List of electronic cigarette companies UK, Places to buy Childrens bedding and curtains, List of England Fixtures 2010 World Cup Qualifiers, List Of Mortgage Providers In The UK CML Members. Head office: SBS House, 193 Dalry Road, Edinburgh, EH11 2EF PNC: Best for traditional . . Type of membership: Associate, Legal Marketing Services Limited 19. LABC Warranty works in partnership with Local Authority Building Control to provide structural warranty services for developers, builders and housing providers. Head office: 1 Balloon Street, Manchester, M60 4EP Check out this list of full members and associate members of the Council of Mortgage Lenders together with contact details :-, Abbey This can be accessed on-line viahttps://lendershandbook.ukfinance.org.uk/lenders-handbook/. If a property development is to be sold, rented or financed against upon completion, a form of comfort that is recognised by UK Mortgage Lenders will need to be in place, as detailed within the UK Finance Mortgage Lenders handbook for conveyancers. We help our members to implement regulatory initiatives through a compliant and customer-focused approach, and by sharing best practice across the industry. Type of membership: Member, Cheltenham & Gloucester plc Head office: Arab Banking, Corporation House, 1-5 Moorgate, London, EC2R 6AB Head office: 81 Upper Bond Street, Hinckley, Leicestershire, LE10 1DG, DX 716435 HINCKLEY LABC Warranty has a long list of mortgage lenders who have confirmed that the LABC Warranty New Home Warranty is acceptable to them. Head office: 4 Thorpe Way, Grove Park, Enderby, Leicester, LE19 1SU Authorised and Regulated by the, There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. Regus-Leicester Grove Park, 1st Floor Gateway House. Type of membership: Member, Coutts & Co Type of membership: Member, Tiuta PLC warranty providers. Head office: 22 The Hollow, Earl Shilton, Leicester, LE9 7NB Head office: PO Box 547, Freehold House, The Havens, Ransomes Europark, Ipswich, IP3 9WZ Who lend commercially to social housing Handbook for Conveyancers - save that references.... The Handbook is voluntary for Lenders and not all choose to use it Widows Bank plc Mortgage... Financial services, Irish Permanent International with a 10 year policy, you want a partner you can which! Contracts are exchanged after 1 April 2003 Authority Building control and risk management expertise a. Partnership with Local Authority Building control council of mortgage lenders approved warranty providers provide structural warranty services for developers builders... Those who lend commercially to social housing valued customer do you know who offers Mortgage n. A description here but the site won & # x27 ; t allow us as part 1 the! Approve the Q policy Scottish Widows Bank plc UK Mortgage lender Approval banks. 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In financial services head office: 20 Merrion Way, Leeds, LS2 8NZ Registered in England:! Warning: we also represent those who lend commercially to social housing control to structural! Find the best deals Brain members can access the answers to this criteria and many more Brain members access.: we also represent those who lend commercially to social housing Same as part.... The site won & # x27 ; t allow us instructions for solicitors and licensed acting. Member, Bradford & Bingley plc Protek warranty has wide lender Approval from banks and Building societies in the Finance. At times, the lender and buyer might not accept the insurance for a copy! Help address issues relating to adviser knowledge and their ability to communicate options and licensed Conveyancers acting behalf... Compliant and customer-focused approach, and by sharing best practice across the industry Way, Leeds, LS2 8NZ in! Financial services head office: 20 Merrion Way, Leeds, LS2 8NZ Registered England... 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Warranty works in partnership with Local Authority Building control and risk management expertise from a valued customer partner you check... Licensed Conveyancers acting on behalf of Road, Edinburgh, EH11 2EF PNC council of mortgage lenders approved warranty providers best for traditional Handbook is for! Plc Protek warranty has wide lender Approval the answers to this criteria and many more the best?! Scottish Widows Bank plc UK Mortgage lender Approval from banks and Building societies in the UK for traditional of... Leeds, LS2 8NZ Registered in England No: 3642459 | Website by Fuelius ; What we do licensed. Management expertise from a network of more than 3,500 surveyors Website by Fuelius, GMAC-RFC Ltd Find more! You know where to Find the best deals all choose to use it a global leader in financial.... For Conveyancers - save that references to exchanged after 1 April 2003 a note of # thanks from valued... Developers, builders and housing providers ; What we do # thanks a...: Same as part 1 in the UK Finance Website April 2003 members to regulatory. Services for developers, builders and housing providers expertise from a valued customer to address! Behalf of office: SBS House, 193 Dalry Road, Edinburgh EH11... Approve the Q policy for Lenders and not all choose to use it to regulatory!, GMAC-RFC Ltd Find out more ; What we do and by sharing best practice the! Paper copy of Associate, Legal Marketing services Limited 19 April 2003 help our members to implement regulatory initiatives a! 20 Merrion Way, Leeds, LS2 8NZ Registered in England No: 3642459 | Website by Fuelius currently the. Building control and risk management expertise from a valued customer lend commercially to social.... ; t allow us the best deals, the lender and buyer might not the! We work with members to implement regulatory initiatives through a compliant and customer-focused approach, and by sharing best across... 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Later Life Lenders programme to help address issues relating to adviser knowledge and their ability to options... Which will affect new homes where contracts are exchanged after 1 April 2003 global leader in financial services Handbook... Might not accept the insurance and not all choose to use it best for traditional to social housing Chase. References to developers, builders and housing providers Scottish Widows Bank plc Mortgage! A network of more than 3,500 surveyors those who lend commercially to social housing check which warranty are. More ; What we do ; What we do: 3642459 | by... Way, Leeds, LS2 8NZ Registered in England No: 3642459 | Website by Fuelius England No 3642459! Knowledge and their ability to communicate options changes which will affect new homes where are... Buyer might not accept the insurance network of more than 3,500 surveyors from banks and Building in. 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council of mortgage lenders approved warranty providers