Auto Insurance; Boat Insurance; Business Insurance Whole Life Insurance: Differences, Pros and Cons, Average Life Insurance Rates for March 2023, Get more smart money moves straight to your inbox. Paul Lichtman was born on 06/05/1938 and is 84 years old. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. $18.95 Paul Lichtman There are links to the code descriptions for each business listed in the Local Small Businesses Near Me Directory. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. What matters the most to our company is you. policy offers $1 million or more in coverage at a flat rate for the first 10 years. Before you start comparing companies, choose the, you want, such as term or whole life. Market Wealth Plus is a variable universal life policy for people age 60 and younger with a $10,000 minimum premium.You must pay the $10,000 minimum premium in the first year. You have the option to choose your own investments or use existing models created by experts. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. There are many types of life insurance on the market, and they fall into three key categories: Term life insurance offers temporary coverage and a guaranteed payout if the policyholder dies during the term. Consulting EngineersJune 1958 - November 1960, Sacramento, California AreaVice President, Nursing at Health Science Research AssociatesHospital & Health Care EducationStanford University19631966PhD, Sociology and EducationCase Western Reserve University19561958MSN, Pediatric Nursing ExperienceHealth Science Research AssociatesOrvis Chair in Nursing ResearchUniversity of Nevada, School of Nursing1989 - 1992 University of Connecticut, School of NursingSeptember 1979 - June 1989, Chagrin Falls, OhioRetired Forensic Psychologist at Trumbull County Children Services BoardMental Health Care EducationCase Western Reserve University19551958All but dissertation, Clinical PsychologyUniversity of Chicago19501954Bachelor of Arts (BA), Humanities/Humanistic Studies ExperienceTrumbull County Children Services Board, Charlotte, North Carolina AreaControl Systems Engr & Retailer: Electrical Power ComponentsHigher Education EducationCase Western Reserve University19561958Instrumentation I & II, Passed ExperienceAnalytical & Technical Services Div. This indicates whether an insurer allows you to apply for and buy a policy completely online. A life insurance rider is a type of add-on coverage that provides extra benefits or features to your policy. After that, premiums go up. WebThere are 14 other people named Paul Lichtman on AllPeople. The history of New York Life stretches back to 1845, when it was first established in New York City. right to deny reviews that include profanity or personal aspersions. Premiums start low and increase each year. Other recent acquisitions include IndexIQ and John Hancock Life Insurance in 2015 and Candriam Investors Group in 2013. doing their homework regarding a prospective agent. Read our. Paul Lichtman currently lives in Los Osos, CA; in the past Paul has also lived in Sherman Oaks CA. Premiums stay the same throughout the entire term, also known as a level-premium period. When this period ends, your premium increases. 44 W Lancaster Ave | Ardmore, PA 19003. ET. J.D. ISBN: 0-673-18594-x. Heres an overview of rider options. In addition to that, your information could be useful Your expertise in your field - other users can rate your responses and that affects your overall reputation score. Join Facebook to connect with Lichtman Paul and others you may know. About. This is why were dedicated to providing our customers with personal and friendly services. Its also important to make sure the policys medical requirements match your needs. Here is a list of our partners and here's how we make money. 1010 CATHERINE ST APT 308 ANN ARBOR, MI 48104 . Metallurgical Engineering, MetallurgyUniversity of Wisconsin, Akron University, and Lincoln College19771980supplemental Studies Only, Quality Control and General BusinessCASE WESTERN RESRVE-Cleveland,Ohio19551959B.S. our agent sentiment analysis. People are consuming drugs at a rate never before realized. How to buy: New York Life policies are almost exclusively available through agents who sell only New York Life products with a little availability through financial advisors. Get the Forbes Advisor newsletter for helpful tips, news, product reviews and offers from a name you can trust. Market Wealth Plus offers 21 investment options. This provides the flexibility to pay off the policy early, eliminating premiums in later years. Variable universal life insurance is a type of permanent life insurance policy that allows you to invest your cash value in different investment options such as stocks, bonds and mutual funds. Within the consumer experience category, we consider ease of communication and website transparency, which looks at the depth of policy details available online. Related: Best Whole Life Insurance Companies. For life insurance, NerdWallet typically recommends considering insurers with ratings of A- or higher. Compare New York Life With Other Insurers, Compare quotes from participating carriers via Policygenius.com. NerdWallet does not receive compensation for any reviews. President and Principal Engineer at Wickert Engineering, Inc. Elon college.NCState UNC chapel Hill,Western Reserve U. coordinator of vocational work/study programs at retired educator, Translator at Private Translation Service, President at Emery Toncre & Associates Inc, Healthcare Consultant; physician experienced in Organizational Development and Strategic Planning. INDEPENDENT INSURANCE ADVISORS, (ARDMORE, PA). Paul renews various insurance licenses every few years (or as the state/s may require.) Please be as thorough as you can. Tips for Buying Life Insurance for the First Time, Best Instant No-Exam Life Insurance Of March 2023. ), Psychology/Chemistry ExperienceMid-Atlantic Securities, Inc.February 1988 - Present Robinson-Humphrey Co., IncAugust 1982 - February 1988, Raleigh-Durham, North Carolina AreaInvestment Adviser at MidAtlantic Securities, Inc.Financial Services EducationCase Western Reserve University19581959Post-GraduateUniversity of Virginia19541958Bachelor of Arts, Psychology ExperienceMid-Atlantic Securities, Inc.December 2007 - Present Mid-Atlantic Securities, IncFebruary 1988 - Present Mid-Atlantic Securities Inc.February 1988 - Present 1111Robinson-Humphrey AMEXAugust 1982 - February 1988, Santa Barbara, California AreaPresident at Bioguard Industries, Inc.Research EducationStanford University19631966PhD, Materials ScienceNorthwestern University19591961MS, Materials ScienceCase Western Reserve University19551959BS, Metallurgical Engineering ExperienceBioguard Industries, Inc.December 2004 - Present Proton Laboratories, Inc.August 2001 - December 2004 Advanced H2O, Inc.March 2000 - June 2001 SAICDecember 1991 - June 1999 Opthalmic Imaging Systems, Inc.1986 - 1995 Fracture Control Corporation1975 - 1986 Effects Technology, Inc.1970 - 1975 Battelle Columbus1966 - 1970, San Francisco Bay AreaIndependent NonProfit Organization Management ProfessionalNonprofit Organization Management EducationCase Western Reserve University19551959B. When comparing rates, be sure the quotes are for the same amount of coverage over the same period of time. All ratings are determined solely by our editorial team. In addition to that, your information could be useful enough to help someone avoid an insurance agent that does not fit their particular needs. March 1999 - Present Megalo Holdings, LLCApril 2010 - 2013 Fayasel-IDGI2004 - 2005 US Army Corps of EngineersSeptember 1967 - May 1989 Sun Colors1986 - 1989, West Palm Beach, Florida AreaStudent at Case Western Reserve University EducationCase Western Reserve University19491955, Greenville, South CarolinaEngineerElectrical/Electronic Manufacturing EducationCase Western Reserve University19521955BSEE, Electrical and Electronics Engineering, Greater Atlanta AreaFounder & Director at Tree of Life Books & Education Center of HarlemRetail EducationAmerican Academy of Asian Studies19692008PhD, Urban RenewalUCLA (University at the Corner of Lenox Avenue19691980Hon PhD, Urban RenewalDominican University of California19631964Perman Teaching Credential, EducationCase Western Reserve University19531956BA, Psychology & Math ExperienceFreedom RocksFebruary 2009 - Present BlogTalkRadio.com/KanyaApril 2008 - Present Tree of Life Books of HarlemDecember 1969 - Present Tree of Life Prison SeminarsJanuary 1958 - June 2009, United States EducationCase Western Reserve University19541956B.A., Social Studies Teacher Education, Cincinnati AreaChairman at GMi CompaniesBusiness Supplies and Equipment EducationMiami University19501954BS, General BusninessCase Western Reserve University19541956MSSA, Applies Social Science ExperienceGMi CompaniesOctober 2010 - Present LCNB National Bank1992 - Present Ghent Manufacturing Inc.December 1976 - October 2010, Dallas/Fort Worth AreaOwner, Ehmer Computer Systems, Inc.Computer Software EducationCase Western Reserve University19551956B.A., Chemistry, Biology, Zoology, Greater Chicago AreaIndependent Electrical/Electronic Manufacturing Professional EducationCase Western Reserve University19521956BSEE, Electrical Eng. Web. WebView Paul Lichtmans profile on LinkedIn, the worlds largest professional community. 10 out of 22 companies for customer satisfaction in J.D. About the author: Georgia Rose is a lead writer for NerdWallet and oversees our content on shopping for life insurance. The insurer offers two variable universal policies: Variable Universal Life Accumulator II and Market Wealth Plus, both of which are available in all states. This insurance agent, Paul Lichtman, President is licensed in to To assess how insurers compare to one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. These ratings indicate an insurers ability to pay future claims. MORE: Life insurance: Policies, cost and best companies. are based on consumer experience, complaint index scores from the National Association of Insurance Commissioners for individual life insurance, and weighted averages of financial strength ratings, which indicate a companys ability to pay future claims. 19401958BSCase Western Reserve UniversityDoctor of Medicine (MD), Medicine, Professor of Surgery emeritus Wake Forest U School of Med ExperienceWake medJuly 1993 - Present WAke forest med school. Custom Guarantee, which has a set premium, automatically comes with a Money Back Option rider, which returns a portion of the premiums youve already paid if you no longer need coverage. This provides the flexibility to pay off the policy early, eliminating premiums in later years. NAIC complaintsRatings are based on complaints to state regulators relative to a companys size, according to three years worth of data from the National Association of Insurance Commissioners. Accessed Feb 21, 2023.View all sources. Throughout her career, Georgia has written on a variety of subjects, including personal finance, government policy, science and technology. Paul has 3 jobs listed on their profile. Term life insurance. Whole life insurance policies also accrue a cash value over time. S. Chemical Engineering ExperienceInstitute on Aging2005 - Present, Burlington, Vermont AreaIndependent Computer Hardware ProfessionalComputer Hardware EducationCase Western Reserve University19551959, Virginia Beach, VirginiaRetiredArchitecture & Planning EducationCase Western Reserve University19551959Bachelor's degree, Interior Design and Business Administration ExperienceClark NexsenJanuary 2003 - February 2012 URS Corporation1996 - 2000 Design Planning Associates1978 - 1993, Cleveland/Akron, Ohio AreaDirector of Nursing Division at CEU4U, Inc.E-Learning EducationKent State University19841988MSN, Nursing EducationCase Western Reserve University19551959BSN, NursingCase Western Reserve University19531959BSN, Frances Payne Bolton School of Nursing ExperienceCEU4U, Inc.June 2001 - June 2014 Federated Church2000 - 2011 Kent State UniversitySeptember 1989 - June 2000 St Vincent Charity Hospital Cleveland, OH1980 - 1988. 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